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Another F*cked Millennial
We’re pretty effin’ proud of you. Proud? Yeah, because you're sort of walking around here handling your shit, and we'd like to say, “hey Reader, good job. You're nailing it.”
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why you probably feel like sh*t rn 😩
You're living that "buy now, cry later" lifestyle. Or, the economic load is realllly heavy. That's right. Recent research has politely let us know that our average income is $47k a year.
(disclosure: we know you're likely not even making that.)
And the average cost of living right now? $42k a year. What does that mean? You're barely covering your basic ass needs to survive as a human.
It also means you've got approximately $416.67 left over each month to "live your best life," or SAVE in case of emergency. Of course, you usually reserve that to pay off debt you've accumulated because you simply can't f*cking afford to live. 😉
Maybe you can use that "surplus" to cover the 9.1% inflation rate we walked away with from 2022. 🤷♀️
Nope, that math ain't mathing.
here's what that's doing to your brain 🤯
When "trying to survive" is your long-term motto #forlife, you not only feel like complete and utter sh*t, you get a whole new bonus emotion called "chronic stress". You know the one.
You're constantly worried about meeting those basic ass needs of yours just to make it as a human and you're living on an unhealthy dose of scarcity.
The constant insecurity of whether or not you can afford to make it in this world releases that beautiful stress hormone cortisol which actually restructures your whole damn brain, making you feel exhausted and anxious 1031% of the time.
your pep talk of the day 🫶
Look, it took us a whole damn decade to see how the economic odds were so meticulously stacked against us. Maybe you already knew that because you're a f*cking genius.
Or, maybe, just reading that gave you a BIG ass sigh of relief because you just realized that you weren't the actual problem.
Either way — you're over there feeling like something is wrong with you. That you're bad with money. Can we be honest? You've got to actually make some money to be bad with it.
You're not the problem here. It's the economy.
"Fifty years ago, America had a thriving (albeit largely Caucasian) middle-class, where families owned homes and cars on a single income, and enjoyed fat pensions, cheap vacations, buy-it-for-life-quality goods, and affordable education for their kids.
That life is dead.
It was sacrificed on the altar of greed to make space for the new billionaire class."
— Jared A. Brock on Surviving Tomorrow
We couldn't have summed that up better ourselves, Jared. So how is that a pep talk? Look, the expectation is that you go to work = you making money = you affording to live. Pretty reasonable expectation, right?
But that isn't how it works today.
Today, you need a full-time job, likely a gig or two on the side, and a whole EXTRA person in your household doing the exact same thing to get by paycheck-to-paycheck.
The good news is that YOU aren't the problem. YOU aren't doing it wrong. YOU aren't broken. The system you live in is broken.
#relatable af 🤣
Did you know? 🤔
Here are a few of the things millennials have been accused of killing. RIP societal norms.
- Marriage
- The American Dream
- Department Stores
- Motorcycles
- Diamonds
- Golf
- Bar Soap
- Napkins
- Lunch
- Fabric Softener
And we'd do it again! No, but really...did we kill off entire industries? Look. We're over here just trying to afford #rent, it isn't in our budget to be Downy fresh, ya'll.
back to you, Reader! 🫵
Please hit reply with your best money saving hacks for your fellow broke ass millennials (and maybe even get featured in an upcoming newsletter).
Okay...I'll go first.
I typically don't buy all the ingredients in a recipe I find on Pinterest. (Like what the heck is a caper even?) So I'll copy/paste those ingredients over to Notes with a great substitute in mind.
I'll need fancy marinara sauce? Welp, I've got a big can of 7 year old crushed tomato in the pantry...that should do the trick. 🤷♀️
Keep doing this for almost every ingredient, and not only will you end up making something you never wanted to, you'll approach each meal with a sense of adventure and disgust.
refer fellow f*cked millennials = win at life
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Anywayyyys, what do I know? 🤷🏻♀️
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